HARP_Flood_Damage_Reporting

HARP Flood Damage Reporting

Smoky Lake County is applying to the Government of Alberta for Hazard Assistance and Resilience Program (HARP) funding following the June flooding. At this time, no funding has yet been approved.

If your property was affected, please document and keep records of all damages. 

This information may support the County's application.

If you experienced uninsured losses please let us know the following by August 17, 2026:

  • Name
  • Address
  • Phone Number
  • Description of the uninsured damage
  • Estimated cost of damage

Information can be emailed to county@smokylakecounty.ab.ca with the subject line 'HARP Funding Reporting'. 

It is important to recognize that overland flood insurance is not always readily available or affordable for every property. In some cases, homeowners may be unable to obtain coverage due to factors beyond their control. This is different from situations where insurance was reasonably available but was voluntarily declined.

HARP funding is intended to complement, not replace, available insurance. Assistance is generally not available for losses that are recoverable through insurance or another source. As part of the eligibility assessment, consideration is given to whether overland flood insurance was reasonably available for the affected property.

For information on steps to take if you've experienced flooding click here.